These Terms of Use apply to your use of pocketwiselab.com (the “Site”), operated by PocketWiseLab. By using the Site, you agree to these terms. If you do not agree, please do not use the Site.

Information only — not professional advice

Content on the Site is for general educational purposes. It is not financial, investment, tax, legal, insurance, engineering, or other professional advice, and it is not a substitute for advice from a qualified professional who knows your situation. Check important decisions with your lender, insurer, utility, tax professional, or a licensed contractor.

Calculators and estimates

Our calculators provide illustrative estimates based only on the information you enter and the assumptions described on each calculator page. Results are not guarantees, quotes, offers, or predictions, and your actual results may differ.

Accuracy

We work to keep information accurate and current, as described in our Editorial Policy, but prices, rates, programs, laws, and product details change. We do not guarantee that all information is complete or up to date. If you spot an error, please tell us at contact@pocketwiselab.com.

The Site may contain links to other websites, advertising, and affiliate links. We are not responsible for third-party content, products, services, or practices, and any dealings you have with a third party are solely between you and that third party. See our Affiliate Disclosure and Advertising Disclosure.

Intellectual property

Unless otherwise noted, the Site’s text, graphics, calculators, and design belong to PocketWiseLab. You’re welcome to share links and brief quotations with attribution. Please don’t copy, republish, or scrape substantial portions of the Site without written permission.

Acceptable use

You agree not to misuse the Site — for example by trying to disrupt it, accessing it with automated tools in a way that burdens it, or clicking advertisements fraudulently.

Disclaimer of warranties

The Site is provided “as is” and “as available,” without warranties of any kind, express or implied, to the fullest extent permitted by law.

Limitation of liability

To the fullest extent permitted by law, PocketWiseLab will not be liable for any indirect, incidental, consequential, or special damages, or for any loss arising from your use of, or reliance on, the Site.

Changes to these terms

We may update these terms. The date at the top of this page shows when they last changed. Continuing to use the Site after changes are posted means you accept the updated terms.

Contact

Questions about these terms? Email contact@pocketwiselab.com.